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Storm Damaged Fence in Amarillo: What to Do and Who Pays

What to do when wind, hail or a fallen tree wrecks your fence in Amarillo, TX: fast repair, insurance, neighbor trees and contractor rules after a disaster.

Storm Damaged Fence in Amarillo: What to Do and Who Pays

If a storm took your fence down, photograph the damage first, then call your insurer and a fence company. Wind and hail are the usual causes on the High Plains, and spring is the worst season for both.

Half my fence blew down. Who can fix it fast and what will it cost?

Call us with the length that is on the ground and a photo. A fallen run with snapped posts is a major repair, typically $900 to $2,500 by national 2026 figures. After a big wind day half the city is calling, so the schedule fills in the order the calls arrive.

My dogs are in the yard and the fence is open to the road. What can be done right away?

Ask for a temporary closure when you call. We can stand the section back up on braces or put temporary panels across the gap, then return for the permanent work. Say if there is a pool in the yard as well, because an open pool barrier comes first.

Is there an extra charge for emergency or weekend fence repair?

Ask before you agree to it. Many companies charge more outside normal hours and some do not offer it. Having the gap closed the same day and the real repair done on a weekday usually costs less.

Does homeowners insurance cover a fence knocked down by a storm or a tree?

Often it does, under the part of the policy for other structures. Many Texas policies carry a separate, higher deductible for wind and hail, so read yours before you file. A small repair can cost less than the deductible. Only your insurer or agent can tell you what is covered. We write an itemized estimate you can pass to them.

My neighbor's tree fell on my fence. Whose insurance pays?

Usually your own policy pays for your own fence, even though the tree grew next door. It may be different if the owner knew the tree was dead or failing. Put the question to your insurer. We can replace just the crushed sections when matching material is in stock.

The insurer offered much less than the repair quote because the fence is old. Now what?

The offer may be based on the fence's value after depreciation, not on what a new one costs. Ask the adjuster to show the calculation and send our itemized estimate. If the numbers still do not meet, repairing only what the storm broke is often the workable answer.

A contractor knocked on my door after the hailstorm. What should I know?

Be careful. Under Texas Business and Commerce Code chapter 58, a disaster remediation contractor working after a declared disaster may not require full or partial payment before work begins. The Texas Attorney General also advises a written contract and never paying in full until the work is done and you have checked it.

The storm knocked the fence down and my neighbor says it is mine. Who pays?

Texas has no state law that splits the cost of a boundary fence. The Texas State Law Library explains that an owner generally has no duty to share the cost unless he or she agreed to. So it comes down to whose land the fence stands on and what the two of you agree. If nobody knows where the line is, hire a land surveyor. A fence company cannot settle that. See our page on shared fences.

Call (806) 203-6722 or text us photos of the damage.

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